K4F: Key For Factoring

This module allows for the bulk upload of potential customer lists and the automatic classification of subjects based on risk categories within configurable eligibility limits. Based on the assigned score, applications are routed to the most appropriate path, in accordance with the Factor's operating policies: digital onboarding, traditional assessment or credit rejection.

The platform guides the user through every step: from registration and self-enrolment to the collection of personal and documentary data on customers, legal representatives and beneficial owners. It includes AML questionnaires, legal representative verification and automatic data consolidation.

End-to-end coverage of the credit limit lifecycle at customer level, including single-name limits, joint limits and credit-line facilities, enabled by a configurable workflow that manages customer set-up, proposal, renewal and revocation. Includes pricing set-up and automated rules to keep approved facilities and related cases up to date.

The platform allows customers, assignors and debtors to manage all operational activities in self-service mode, at any time and in total autonomy, thanks to the responsive, multilingual web interface, co-branded according to the institution's standards.

Manages all Finance, Compliance and Credit Monitoring processes with a high level of automation and specialised dashboards for real-time risk and performance control, including through AI.